Lifestyle

PCP & PCH – Your guide to having a car without a hefty burden of owning it

PCP and PCH are two of the best options available in the United Kingdom to have a car for yourself without stressing over high monthly instalments or life-long commitment. Thanks to their flexible options; these deals enable many to realise their dreams of having their own car. Here is a brief guide to PCP and PCH: PCP Personal Contract Purchase or PCP is one of the most beneficial ways of having a car for yourself; where you will be paying…

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Uncategorized

Five ways to be in a healthy financial position in the post-retirement phase

At some point in life, you might have planned or have had thoughts of a beautiful retirement with holidays in the Bahamas, world tours, cruising the seas, or a grand villa out in the countryside. Such dreams really does push one to work hard, but in order to achieve them; a perfect retirement plan is vital. And the earlier one starts planning, the better one reaps the fruits of retirement. If you haven’t started planning for your retirement, do not…

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Finance

Five types of insurance policies every individual must have

Insurance policies are one of the most valuable products that everyone, irrespective of the age or lifestyle must have in order to recover from varied financial breakdowns. Below are the top five insurance policies that you must consider Life insurance Life insurance is a lifeguard that aids your family with financial support when you are not around to take care of them. It helps your family either with a lump sum or periodic money which you can decide depending on…

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Lifestyle

How to save money while buying a house

Buying a house will be one of the most important decisions you make and also one of the most expensive. So, it’s a good idea to grab the best deal in the market. Here are some simple ways you can save money while buying a house : Under-construction property When buying a house, you want it to be in accordance with your dream home. The design, colours, rooms, layout, and many other things which you might have planned or pictured…

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Finance Lifestyle

Know how to deal financial crisis with effective planning and management

People often regard going through a financial crisis as one of the lowest points of their life. And often it is as a result of ignoring small errors in personal finance which piles up into one big chunk or as a result of poor decisions or budget deficits. Most of us have been there or at least know someone who has felt the cold touch of a financial crisis. It may feel like all the plans for the future are…

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Finance

Should you remortgage your house in the UK?

The growth of remortgages in the UK has spiked in the recent past. Many Britons are doing it to get better offers than their existing mortgage or to take money out against the property. Mortgage is a string attached to one of the greatest possessions in life and it comes at a price of sacrificing many little things. No one plays around with mortgage repayments and will do everything and anything to cover the payment by the end of the…

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Finance Lifestyle

Why should you buy travel insurance when you travel abroad?

Many view travel insurance as an unnecessary add-on when travelling. People generally believe or are hopeful that nothing can possibly go wrong when travelling, at least not to them! Being optimistic is indeed a very good thing, but taking precautionary measures is always a wiser move. Any mishap while travelling abroad could be really expensive which wastes both time and money with added frustration. Things like cancellation, medical emergencies, damaged or lost luggage could strike without any prior notice. So,…

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Finance Lifestyle

Why, what, and how to teach your kids about Financial Literacy

Today’s economic structure is way more convoluted when compared to earlier generations. Comprehensive financial literacy or at least the fundamentals of it is requisite for both adults and children to cope with the current economic trends. The reality is that most of us would have experienced financial breakdowns or budget deficits resulting from poor decisions at some time or the other. But maybe if as a child we were acquainted with the proper financial knowledge we could have avoided such…

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